A Beginner’s Guide to Workers’ Compensation in Iowa

person with a cast using a laptop October 17, 2017 Oct 17 2017

If you have been hurt while on the job, this may be a painful and overwhelming time for you. There are so many things to comprehend, rules to follow, and doctors to visit that you may not know where to start. This is why it is important to consult with an experienced workers’ compensation attorney to talk about your rights under Iowa law.

Workers’ comp laws vary state by state. For example, Iowa law limits the maximum amount a worker can be paid for a lost thumb to $86,820. In Kentucky, the same injury would have a maximum payout of $195,670, and in Alabama, the limit is a little over $13,000. Here we explain workers’ comp in the State of Iowa, to educate you on your rights as an injured employee.

What injuries does workers’ comp cover in the state of Iowa?

Any employee who is injured on or due to the job is entitled to workers’ compensation of some kind from their employer. In the State of Iowa, an injury is defined quite broadly. It can include any health impairment that happened at work, from a burn to a broken back. In addition to arranging and paying for medical care, benefits can include rehabilitation expenses.

Who is eligible to receive workers’ comp benefits?

If you were an “employee” injured on the job in Iowa, working under an employment contract made in Iowa, or if your employer is principally based in Iowa, then you are eligible for benefits here.

Who chooses the medical care?

Iowa law requires the employer to provide reasonable medical care for the injury.  The employer has the right to select the medical care provider. If the employee is dissatisfied with the services, they have the right to complain to the Division of Workers’ Compensation. You have the right to speak to a workers’ comp attorney for help getting different or additional medical care.

How do you start a workers’ compensation claim?

Unfortunately, receiving fair compensation after an occupational injury isn’t as simple as merely filling out a few forms. If a claim is denied, many workers feel like they have no options. Don’t let this happen to you. Workers’ compensation rights are there to help you; they should not be brushed off. If you have been injured in an accident at work, start by contacting our office today to protect your rights and get the benefits you deserve.

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